Build Your Dream Home with Our Construction Financing Solution
We understand that building your dream home is one of the most important investments you will ever make.
That is why we have partnered with leading financial institutions to provide a construction financing solution designed to make your dream a reality: with affordable terms, flexible repayment, and a simple, transparent process.
What We Offer
Our construction financing product is designed to support you through every stage of your building journey.
✅ Up to 90% financing of construction costs
We fund up to 90% of your project’s cost, so you can focus on building, not just saving.
You’ll need to contribute a 10% down payment.
✅ Competitive interest rate of 9.5% per annum (reducing balance)
Enjoy fair and manageable interest calculated on a reducing balance basis, so your monthly repayments decrease as you pay down your loan.
✅ Flexible loan tenure — up to 20 years
Spread your repayments comfortably over a period of up to 20 years.
✅ Partnership with trusted financial institutions
We work with reputable financial partners to provide you with financing you can count on.
✅ Tailored for both salaried and self-employed individuals
Whether you are employed or in business, we have made sure our solution meets your needs.
Who Is Eligible ?
We offer two clear pathways depending on your source of income.
📌 For Employed Applicants
If you are in salaried employment, please provide:
– Latest 3 months’ payslips to confirm your income.
– A copy of your KRA PIN for tax compliance verification.
– A copy of your National ID as proof of identity.
📌 For Business Owners / Self-Employed Applicants
If you run a business or are self-employed, please provide:
– 1 year of bank statements to demonstrate your business cash flow.
– Business registration documents to confirm your business is registered and operational.
– A valid business permit to show your business is licensed.
– 3 recent invoices as evidence of active business transactions.
Key Benefits
🌟 High financing limit — cover most of your construction cost with ease.
🌟 Lower monthly repayments over time — thanks to reducing balance interest calculation.
🌟 Long repayment period — to match your financial plan and income.
🌟 Transparent process — no hidden charges, no surprises.
🌟 Dedicated support team — we’ll walk with you at every step, from application to disbursement.
How the Process Works
- Â Initial consultation
Talk to us to understand your options and get pre-assessment guidance. - Â Application submission
Provide the required documents and down payment proof. -  Loan approval Â
Our partner financial institution reviews and approves your financing. - Â Disbursement in stages
Funds are released as your construction progresses, ensuring efficient use. - Â Repayment begins
You start repaying the loan on agreed terms as construction advances.